Owner-Occupied Rates from 3.88% p.a. || 3.89% p.a. Comparison rate*

Basic Home Loan

  • No-Fee Redraw Facility
  • Family Guarantee Available
  • Unlimited extra repayments
  • Minimum loan amount $10,000
  • No establishment fees for loans over $150k

Available throughout Australia

After-hours Appointments Available

Enquire via phone or online chat

Market Leading Interest Rates

* Based on a $150,000 loan over 25 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

To approved applicants only. This offer may be withdrawn at any time. This offer is only available for new Basic Home Loan applications received from 08 May 2017. Interest rates subject to change (and margins may apply). Call us for more information on current offers available. Excludes internal refinances and switches within St.George, Bank of Melbourne and BankSA.Offer not valid for further advances, living equity or line of credit loans, bridging loans, business loans, existing customers switching loans, internal refinances, or borrowing for alterations and additions. Conditions, criteria and fees apply.

Home loan repayment terms range from 1 to 30 years. Comparison rate representative example is based on: a secured loan of $150,000 borrowed for 25 years with the minimum interest rate of 3.88% p.a. (3.89% p.a. comparison rate), the estimated total amount payable including fees is $235,005. WARNING: These comparison rates apply only to the examples given. Different amounts and terms will result in different comparison rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the comparison rate but may influence the cost of the loan.

Interest rates are on a per annum basis. Rates and discounts are correct as stated and subject to change without notice. Discounts shown are for new loans and do not apply to switches or internal refinances. Discounts are not available in conjunction with any other interest rate discount or special offer. All fixed rates are fixed for the period stated and revert to the variable rate applying at expiration of the fixed term. To approved applicants only. Conditions, criteria and fees apply.

This advice has been prepared without taking into account your objectives, financial situation or needs. Because of this you should, before acting on this information, consider its appropriateness having regard to your objectives, financial situation or needs.