Personal Loan

Personal Loans

 

  • Term of 2 – 7 years
  • Funding in 24-48 hours
  • Secured and unsecured options
  • Fixed rate for the life of the loan
  • Minimum loan amount of $3,000 ($20,000 for 9.99%)

 

Whilst we will always recommend using equity in your property for debt consolidations, renovations, or other necessary expenses; sometimes this isn’t possible, which is where a personal loan can highly beneficial.  Our Personal Loan Broker can guide you through the whole process to get your money in a matter of days, quickly taking the headache out of your finances.

What we can do Personal Loans for:

  • Credit Card or other debt consolidations
  • Home renovations
  • Any other reasonable and responsible request

Personal loans throughout AustraliaAvailable throughout Australia

After-hours appointments welcomeAfter-hours Appointments Available

Personal Loan Online enquiries welcomeEnquire via phone or online chat

Personal loan low interest ratesMarket Leading Interest Rates

Frequently Asked Questions...

When to get a personal loan?

Personal loans generally have a higher interest rate than other forms of finance, so it is best to explore car/home/equipment finance when it’s an option for you.  Talk to our Personal Loan Broker to find out the best option for you.

Secured vs Unsecured Loan

We have the option of to do both secured and unsecured loans.  If you have a car or other security, we can generally allow you to borrow more, and often at a lower interest rate.

What’s the eligibility criteria for the 9.99% personal loan?

Our lenders are looking for a home owner, with a credit score over 750 and stable residential and employment history.  The 9.99% interest rate is only available to customers looking to borrow $20,000 or more.

What if I don’t qualify?

Our lender’s personal loan interest rates are tiered.  This means that if you don’t qualify for the 9.99% interest rate, we can generally offer you a personal loan at a higher interest rate based on your situation.

*The interest rate is available to approved applicants getting a fixed rate personal loan over 60 months. The comparison rate is  based on a 5 year secured fixed rate loan of $30,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications for finance are subject to normal credit assessment. Brokerage not included.  Conditions, fees & charges apply.