Low rate personal loan - unsecured
A low rate personal loan - unsecured, is the best option for people in many cases. We have the ability to lodge loans on your behalf with myriad lenders, and can pre-qualify you to help find the lender most suited at the cheapest price available to you.
An unsecured low rate personal loan can be used for a variety of things.
We have flat rates available, but in most cases, our lenders will have a risk-for-rate type of proposition. Which means we can get you a better interest rate if your credit score is high. If your unsure about your credit score, we are happy to have a look into it and get you quotes from multiple lenders. Looking for a different type of loan? Look at our Mortgage Broker Brisbane page.

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A low rate unsecured personal loan can be used for: |
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Travel |
Debt consolidation |
Purchase of a car or other vehicle |
Most other legal purposes |
Features: |
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Unsecured personal loan term: 1 - 7 years. |
24 - 48 hour settlements. |
Flat rate or risk-for-rate. |
All upfront fees are added to the loan upon settlement. |
Low rate personal loan unsecured FAQ:
Why get a low rate personal loan unsecured?
Getting a low rate will save you in interest, and make your regular repayments lower. Going for the unsecured option often suits people without a car or other security in their own name. There are times when someone may have a car available but doesn't wish to use it, for example, if they are planning to sell it in the near future.
Why not go straight to the lender?
In some cases, this is the best option. Most of the time, it's worth speaking to a Broker as they understand the ins-and-outs of lender policy and can often see if a loan will be declined prior to submitting anything. If there are multiple lenders that are likely to suit your situation, a Broker can also present you with the cheapest option, whilst letting you know the advantages/disadvantages of applying with their competitors.
What are the fees associated?
Nothing is required up-front, however each different lender has different fees applicable, all of which will be disclosed in full to you prior to your application. Our brokerage is built into the loan.
When will I see the money?
After having a chat with our broker and providing all necessary documents, the funds are usually in your account within 24 - 48 hours..
Can you do after-hours appointments?
Yes! After-hours and weekend appointments are welcomed, although your finance application will generally only be processed on week days.
Do you only service Brisbane?
We can do unsecured personal loans all over Australia, often over the phone. Our Personal Loan Broker is however based in North Brisbane, and as such can service all surrounding areas in person: Albion – Alderley – Ascot – Aspley – Bald Hills – Banyo – Boondall – Bracken Ridge – Bridgeman Downs – Brighton – Brisbane Airport – Carseldine – Chermside – Chermside West – Clayfield – Deagon – Eagle Farm – Everton Park – Fitzgibbon – Gaythorne – Geebung – Gordon Park – Grange – Hamilton – Hendra – Kalinga– Kedron – Keperra – Lutwyche – McDowall – Mitchelton – Myrtletown – Newmarket – Northgate – Nudgee – Nudgee Beach – Nundah – Pinkenba – Sandgate – Shorncliffe – Stafford – Stafford Heights – Taigum – Virginia – Wavell Heights – Wilston – Windsor – Wooloowin – Zillmere.
Will a credit check be required?
We can pre-asses your application without a credit check, however the lender will be required to do one upon application.