Small Business Loans

Starting from 4.44%p.a.


  • Terms up to 25 years
  • 100% offset account
  • $0 monthly account keeping fee
  • Residential or Commercial Security
  • LVR up to 80% (Residential Security)
  • LVR up to 70% (Commercial Security)
  • Small Business loans debt consolidation
  • Investing in a small business or franchise
  • Working capital

Small business loans throughout AustraliaAvailable throughout Australia

After-hours appointments welcomeAfter-hours Appointments Available

Online enquiries welcomeEnquire via phone or online chat

Small business loans low interest ratesMarket Leading Interest Rates

What is a Small Business Loan?

A small business loan can be used for almost any business purpose including working capital, purchases and debt consolidation.  The loan can be secured by either residential or commercial property.  Please check out our unsecured business loan page for an unsecured alternative.

Can you finance startup businesses?

Unfortunately not.  Franchises and purchases of established businesses can be looked at, but untested startups cannot.

Can I use my home as security?

Absolutely.  Residential security can generally give you access to longer loan terms and higher LVR loans.

Can I get a loan to buy a franchise?

Generally yes.  Your experience and the franchise in question will be taken into account in your application, but this is certainly an eligible small business loan purpose.

*This interest rate is current as at April 2017 and should always be confirmed prior to proceeding with any application.  Applications for finance are subject to normal credit assessment.  Conditions, fees & charges apply.