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Find out the best interest rates available:

Owner-occupied Home Loan
3.65% p.a.      3.65% p.a. CR*
The fine print...
The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. Whilst we aim to update our site frequently, interest rates change frequently, please contact us to confirm the latest offers. *Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories. The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years secured by an owner-occupied residential property. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Whilst we endevour to keep the information on this website up-to-date at all times, interest rates change daily - always confirm the current interest by calling 0466392717 before making any decisions.
Investment Home Loan
3.99% p.a.      4.01% p.a. CR*
The fine print...
The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. Whilst we aim to update our site frequently, interest rates change frequently, please contact us to confirm the latest offers. *Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories. The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years secured by an investment residential property. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Whilst we endevour to keep the information on this website up-to-date at all times, interest rates change daily - always confirm the current interest by calling 0466392717 before making any decisions.
Car Loan
7.25% p.a.      9.05% p.a. CR*
The fine print...
The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. Whilst we aim to update our site frequently, interest rates change frequently, please contact us to confirm the latest offers. *The interest rate is available to approved applicants financing a motor vehicle on a secured consumer fixed rate loan over 60 months. The comparison rate is based on a 5 year secured fixed rate loan of $30,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications for finance are subject to normal credit assessment. Conditions, fees & charges apply. Whilst we endevour to keep the information on this website up-to-date at all times, interest rates change daily - always confirm the current interest by calling 0466392717 before making any decisions.
Personal Loan
7.95% p.a.      9.56% p.a. CR*
The fine print...
The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. Whilst we aim to update our site frequently, interest rates change frequently, please contact us to confirm the latest offers. *The interest rate is available to approved applicants getting a fixed rate personal loan over 60 months. The comparison rate is based on a 5 year secured fixed rate loan of $30,000. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate. Applications for finance are subject to normal credit assessment. Brokerage not included. Conditions, fees & charges apply.
Refinances available from:
3.65% p.a.      3.65% p.a. CR*
The fine print...
The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. Whilst we aim to update our site frequently, interest rates change frequently, please contact us to confirm the latest offers. *Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories. The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years secured by an owner-occupied residential property. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Whilst we endevour to keep the information on this website up-to-date at all times, interest rates change daily - always confirm the current interest by calling 0466392717 before making any decisions.
Pre-approvals available from:
3.65% p.a.      3.65% p.a. CR*
The fine print...
The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. Whilst we aim to update our site frequently, interest rates change frequently, please contact us to confirm the latest offers. *Note: the home loan with the lowest current interest rate is not necessarily the most suitable for your circumstances, you may not qualify for that particular product, and not all products are available in all states and territories. The comparison rate provided is based on a loan amount of $150,000 and a term of 25 years secured by an owner-occupied residential property. Warning: This Comparison Rate applies only to the example or examples given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees or early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. Whilst we endevour to keep the information on this website up-to-date at all times, interest rates change daily - always confirm the current interest by calling 0466392717 before making any decisions.

Pre Approval Process for a Home Loan

The home loan process for a pre approval may not seem so straight forward the first time, but it needn't be difficult. Below, we've highlighted the steps you need to take.

Pre Approval Process for a Home Loan - Blue Fox Finance

The first step in your pre approval process: Meet with a Mortgage Broker!

For whatever reason, people often don't want to go see a Mortgage Broker until they know what they want to buy, whether they qualify and what the process is. This is what Mortgage Broker's do, they can help answer all your questions and go through the process with you. Your Mortgage Broker won't charge (usually), and can help you figure out a plan:

What's your borrowing power?

Your Mortgage Broker will help you figure out what your borrowing power is, which is often a bottleneck for most people. They will want to know details of your income, liabilities and living expenses. If you want an accurate figure of how much you can borrow, you are best to have ready: your (and your partner's) latest 2 payslip, latest statement on any liabilies and most recent tax return. Your tax return is often not necessary, however is very useful if you depend partially on bonus, overtime or commission payments.

Are you eligible?

An overlooked step in the pre approval process. Many people assume they are eligible for a home loan by default, however this isn't always the case. Your Mortgage Broker will look at your residency status, time-in-employment, your deposit (do you have genuine savings? Do you have enough?), where you're looking to buy, what you're looking to buy and more. All of these can play a role in whether you are eligible for a pre approved home loan.

Submit your Pre Approval application

Once you know you're eligible and can borrow the amount you want, it's time to submit your application. Provide your Mortgage Broker with the documents he requires, and sign the application after you've read it carefully and are confident you understand.

Time frames on the pre approval process.

Once again, your Mortgage Broker will go through this with you, as it's different with each lender. As a general rule of thumb, you can expect:

That's really all there is to the pre approval process.

Simple, right? The important thing is to talk to a professional, I can't stress this enough. There are so many factors that go into home loans that it will be very time consuming to do it yourself, and mistakes will happen.

In Summary

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We can help with:
Borrowing power calculations
Arranging a free pre-approval
Finding the lowest interest rates
Completing the application on your behalf
Helping you understand the home loan/buying process.



Eligibility:
Must have a regular income.
Permanent Australian Resident.
Must have a 5% deposit or security guarantor.
Our Mortgage Brokers will come to you!

Our Mortgage Brokers can meet you at your home in Brisbane.

We don't charge.

Our Mortgage Broker can arrange your home loan at no cost.

Point of difference for our Mortgage and Finance Broker Brisbane

Regular updates throughout the process by text, email or phone.

The information provided in this website is for general education purposes only and does not constitute specialist advice. It should not be relied upon for the purposes of entering into any legal or financial commitments. Specific investment advice should be obtained from a suitably qualified professional before adopting any investment strategy. Whilst we aim to update our site frequently, interest rates and lender policies change frequently, please contact us to confirm the latest details. Applications for finance are subject to normal credit assessment. Conditions, fees & charges apply.