OUR SERVICES / PERSONAL LOANS
Quick Personal Loans with competitive interest rates is what we aim to provide. If you are looking for a personal loan broker who can assist you with getting personal loans quickly with a competitive rate, then Blue Fox Finance is the broker for you. Although proudly based in Brisbane, our expert team can help you secure a loan from anywhere across the country.
We specialise in both secured and unsecured personal loans, and the entire process can be completed conveniently online. If you are looking for car loans, we do those as well, you can obtain more details here.
Once you provide your initial documents, we immediately commence our comprehensive pre-assessment and endeavour to come back to you with our loan options and quotes within approximately 48 hours.
Our process includes only a soft credit check, affordability analysis, and eligibility review. Therefore, you can be rest assured that your credit score will not be impacted from our pre-assessment.
We aim to provide you with multiple loan options, typically five, so that you can easily compare interest rates, fees and terms. This allows you to make the decision that is right for you.
Once our pre-assessment is completed, our friendly and experienced team will help you decide and weight your options. They will walk you through the entire process, so that you can fully understand what you are getting.
We aim to make the whole process quick and easy, while ensuring we’re matching you to the cheapest lender that will approve you. Our general personal loan Broking process looks like this:
We will need you to complete our Fact Find form, sign our privacy, provide your payslips/income documents, Drivers License/ID verification and other relevant documents.
We will conduct our pre-assessment and aim to provide you with up to five different lender options within 48 hours of submission of all documents.
Our team will help guide you through the selection process. Once you have decided on a lender, we will start preparing the application documents and provide them to you for review and signing.
We will recheck the lender policies as well as your eligibility and proceed to submit your application and follow up with the lender until the loan is approved.
At this point your loan is approved. We will aim to help coordinate the loan contracts, debt consolidation process, and get your loan to settlement.
Each client’s circumstances are different, so we can’t generalize whether you would be eligible or not without having a look at your current position. However, at a high level, these are usually the eligibility criteria with our panel lenders:
Equifax Credit Score between 651 to 850. 1 or 2 missed payments in the last 2 years. Less than 3 overdrawns in the last 90 days.
Equifax Credit Score below 550. Credit file aged < 12 months. Poor banking conduct in the last 90 days.
Note that we charge a ‘Brokerage fee’ of $990 for personal loans. This is added to the loan (essentially an extra application fee). This is included in our quotes and $0 is charged unless our Broker gets your personal loan approved and settled.
As we work with a number of lenders, the features vary depending on which lender you proceed with. Most of our lenders have the following features:
Up to $70 000 unsecured (most applicants eligible for $50k). Up to $100k secured.
See the top of this webpage for the most up-to-date rates. Rates are generally based on your credit score and/or situation.
All fees are included in your quotes. We have options with $0 ongoing, $0 application & $0 early payout.
Most of our lenders provide fixed rates, however we have variable options also. Weekly, fortnightly or monthly repayments.
All of our lenders allow additional payments & early payouts.
We make securing a personal loan simple, transparent, and stress-free. Here’s how it works:
Have a question?
If you have any upfront concerns or want to get the process started, please send us an email or call our personal loan Broker, Tilanka using the details listed below.
(If self-employed: your most recent Tax Returns and Notice of Assessment)
You can then compare and choose the option that best suits your needs. While the lowest cost option is often the best, some clients prefer lenders with faster approvals or more flexible policies.
We’ll review your bank statements (if required) to ensure everything aligns with your declared income and expenses. Then, we’ll send you a Loan Proposal to sign, this outlines all key details before we submit your application.
We’ll handle the submission and keep you updated at every stage:
Submission → Assessment → Approval → Settlement
Once you’ve selected a lender, we’ll let you know if any additional documents are required (e.g. second ID, bank statements, liability statements).
If the lender has any questions, we’ll liaise with them directly to give you the best chance of approval.
Once approved, we’ll guide you through the settlement process, usually a simple digital signing of the loan contract. But in other cases there is more to do for debt consolidation and secured personal loans.
As an innovative and trusted personal loan broker in Brisbane, Blue Fox Finance is able to secure the best financing options available on the market. By offering a tailored, individualised approach to personal loans in Brisbane, we’ve established a reputation built on trust, experience and integrity as the go-to personal loan broker for all types of financing solutions.
This includes Unsecured Personal Loans, Car Loans, Boat Loans, Caravan Loans and more – whatever your lifestyle requires, call the friendly Blue Fox Finance Brisbane personal loan broker team today.
As a Fully accredited Finsure Broker and Australian Credit Licence rep, Blue Fox Finance offers an obligation-free, cost-free personal loan consultation service to ensure you get the best rates, pinpoint advice and exclusive deals for financing your next dream purchase.
Built on our dedication to quality, customer-centricity and the overall success of our customers, Blue Fox Finance provides an array of flexible loan options to suit any situation – this includes home renovations, debt consolidation, holidays, weddings and other special occasions, classic cars and loans to even suit your larger purchases.
While some mainstream finance companies and big banks might be hesitant to offer fair personal finance to individuals and businesses (especially those without a “perfect” credit history), our expert team of personal loan brokers in Australia go the extra mile to help our new and returning customers – regardless of their circumstances. Our competitive rates and easy application process make us the preferred choice for personal loan brokers in Brisbane.
With a wealth of knowledge and experience spanning years in the banking and finance industry, the Blue Fox Finance team have the skills and knowledge to unearth the best rates for personal loans not just in Brisbane, but anywhere in Australia through our network of large and boutique lenders. We’re fully equipped and qualified to offer affordable, bespoke personal loans to individuals and businesses alike. For an obligation-free, cost-free quote on your next loan, contact our Brisbane Personal Loan Brokers.
Can you use a Broker for a Personal Loan?
Yes – much like with home loans, we can guide you through the entire personal loan. As specialist Brokers, we start with providing upfront quotes and discussing which of the cheapest options will give you the highest chance of approval. Once we’ve decided which lender to proceed with, we will prepare your personal loan application in a way more suitable for that lender specifically. After approval and settlement, we’ll still be available to answer any questions in the future.
If you’re not looking for an unsecured personal loan, you may want to check out our pages for car loans, caravan loans, boat loans or motorbike loans (all of which fall under the ‘secured’ category).
There are more steps involved when going through a Personal Loan Broker – there are additional compliance documents that must be prepared and signed – which otherwise wouldn’t be required if applying direct. What you get in return, is a much higher approval rate than the industry average, interest rates and fees in writing before applying, and quotes from up to 7 of our lenders. We aim to get people the cheapest loan we can; we therefore quote 5+ lenders; and then check your approval chances with the cheapest personal loan. If we don’t think you’re likely to get approved, we’ll work our way down the list and discuss our findings with yourself. In the end, the decision is your own.
Obtaining a loan can be a difficult process, especially for those that have already been rejected but don’t know why. If this is you, see why was my personal loan declined. Whether you’re purchasing a home, consolidating debt or seeking a personal loan in Brisbane, the team at Blue Fox Finance has the necessary expertise to help you obtain the loans you need, when you need them. Reach out to us today to learn about the many ways in which we can help you.
Unsecured loans are a type of loan which isn’t backed by collateral of some sort. These are typically either personal loans, student loans or credit cards (they may also be used for home loans and other financing in special instances). Our unsecured personal loan brokers can help you negotiate the process of finding and locking in a fair loan.
If you’re seeking unsecured personal loans in Australia, our experts can significantly help you simplify and expedite the process. Many lenders tend to decline an unsecured loan due to the risk they’re taking on board – our team can help you find the right option and greatly increase your chances of approval. We offer helpful loan information, access to a wide network of lenders, assist in the application process and can also help you negotiate the best terms and rates.
Contact us to learn more about our financial experts or to set up a consultation today.
Our brokerage of $990 is built into the loan and charged at settlement. If we don’t get you approved and funded, the total cost to you is $0.
We can do personal loans all over Australia, often over the phone or via email.
