Resources
A repository of our resources for learning the various lending/investment concepts and strategies.
First Home Super Saver Scheme
The First Home Super Saver Scheme is a Government incentive allowing first home buyers to withdraw additional Superannuation contributions to allow them to purchase a home.
LMI: What is Lenders Mortgage Insurance in Australia?
Lenders Mortgage Insurance (LMI) in Australia is a type of insurance that allows consumers to purchase a home with less than 20% deposit.
What Documents do I need for a Home Loan?
The documents you need for a home loan application will vary from lender-to-lender - so it's generally best to contact your Banker or Broker to get an exact list of
Home Loan Process Explained
Getting a home loan can be very confusing, especially if it is your first time. Whilst the process does vary from lender to lender, the framework is always the same.
The Costs of Buying a House in QLD
There’s a few different opinions on the costs of buying a house in Queensland, so I’ve put together this article to give you an accurate breakdown of the various costs.
Mortgage Stamp Duty in QLD
It is a charge which is applied by the state government on transactions relating to the transfer of land or property.
Mortgage Broker Commission Rates
Mortgage Broker commission rates vary from lender-to-lender. As Mortgage Brokers essentially does the job of a banker, lenders are happy to pay a commission in exchange for a successful loan
Using a Credit Card with an Offset Account or Redraw
Using a credit card with your home loan, when done correctly, can reduce the interest significantly over the 30 year period, whilst giving you a significant amount free reward points.