Bad Credit Home Loan Broker Brisbane
A bad credit credit home loan Broker can help you find a solution. We have access to a wide variety of bad credit lenders, who will generally lend regardless of your credit file. Once we know you can afford the loan, we will take your scenario to multiple bad credit home loan lenders to find you the best interest rate.
A Bad Credit Home Loan Broker does the work for you.
Instead of spending your time asking multiple banks and marking your credit file further with credit enquiries, call us and we will act as a one-stop-shop. In most cases, we can give you an on-the-spot assessment and interest rate.
|Acceptable bad credit:|
|Unlimited rent/mortgage arrears.|
|Bad credit home loan features:|
|5% loans available in some cases.|
|6 months' ABN acceptable.|
|Tiered interest rates and fees.|
Bad Credit Home Loan Broker FAQ:
Why use a Bad Credit Home Loan Broker?
A Bad Credit Home Loan Broker can help take the hard work out of your application, and help get it approved. If we can't give you an on-the-spot answer, we will take the time to call all our poor credit lenders to find you the best match.
What are the fees associated?
We do not charge; however, the lender we go with will generally have fees and charges. We will go through these with you prior to you committing to anything.
Do you only service Brisbane?
We can do loans all over Australia, often over the phone. Our Bad Credit Home Loan Broker is however based in North Brisbane, and as such can service all surrounding areas in person: Albion – Alderley – Ascot – Aspley – Bald Hills – Banyo – Boondall – Bracken Ridge – Bridgeman Downs – Brighton – Brisbane Airport – Carseldine – Chermside – Chermside West – Clayfield – Deagon – Eagle Farm – Everton Park – Fitzgibbon – Gaythorne – Geebung – Gordon Park – Grange – Hamilton – Hendra – Kalinga– Kedron – Keperra – Lutwyche – McDowall – Mitchelton – Myrtletown – Newmarket – Northgate – Nudgee – Nudgee Beach – Nundah – Pinkenba – Sandgate – Shorncliffe – Stafford – Stafford Heights – Taigum – Virginia – Wavell Heights – Wilston – Windsor – Wooloowin – Zillmere.
How much deposit will I need?
This varies and is answered on a case-by-case basis. For small credit impairments, 5% will generally suffice. 20% or higher is standard for those with more severe circumstances.
Can I get a guarantor loan?
Yes. A security guarantor can be used instead of your deposit.
Will a credit check be required?
We can pre-asses your application without a credit check (based on the information provided by you), however the lender will be required to do one upon application.
I don't know my credit history.
We can help with that. After a short discussion about your situation, we are generally happy to run a credit check on your behalf.