What is the process to get Insurance with Blue Fox Insurance?

Step 1: Once you contact me and provide me your email address, you will receive 3 key documents from me; the Financial Services Guide (FSG), Duty of Disclosure and the Oasis Client Information Form.

The Client Information Form is the most time consuming element, but will enable me to get started, and set up quotes with our 4 providers. In order for me to start this process, the FSG and Duty of Disclosure need to be reviewed by yourself, signed and returned.

Step 2: I review your client information form, and work with the providers (Clearview, One Path, Zurich and AIA) to obtain quotes for each of the insurance types you wish to obtain. I provide the quotes to you in a simple comparison spreadsheet, which shows you the amount you will pay per month / per year, both from your Super fund (if you choose this option), or from a direct debit. I will also provide the PDSs for each provider, and highlight any key comparisons between the quotes (other than cost).

Step 3: You review the simple comparison spreadsheet and ask any questions you may have. Again, we can work over phone, email, or set up a google video call. If I cannot answer your specific questions immediately, I take the question away, contact the relevant provider and come back to you within 24 hours with an answer.

Step 4: You choose the right product for you.

Step 5: Once you have selected your chosen provider, I enter the application for you. You are welcome to be part of this application process, and if so, we will again google video call and share screen. I am able to enter the information on your behalf however, and either way you will receive a summary of the application details for your records once submitted.

Step 6: Once submitted, and as part of the review and approval process, the insurance provider will conduct a tele-interview. This enables them to understand and assess your prior history, and confirm if there are any medical or hobby related activities which may impact your insurance policy or premium. I arrange the timing for this interview, and it typically runs for 30 minutes. Based on your answers, a medical assessment may also be required, which will typically include a basic medical review (heart rate / blood pressure / weight / height etc) plus some blood work. If specific tests are required based on your specific requirements, then these will also be arranged.

Step 7: The provider finalises your application, and sends you the policy details, sets up the direct debits / rollovers from your Super Funds, and you’re all set up!