Our Car Loan Process Explained
Send me an email at zak@bluefoxfinance.com.au or use our enquiry form. I’ll come back to you with what we need to get the process started. In most cases, we’ll need:...
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Using a Credit Card with an Offset/Redraw
Using a credit card with your home loan, when done correctly, can reduce the interest significantly over the 30 year period, whilst giving you a significant amount free reward points....
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Cross Collateralisation Explained
Cross collateralization is the process of using ...
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First Home Owners' Grant QLD
The First Home Owners' Grant in QLD is a $30,000 lump sum payment paid to first home buyers' when purchasing a new property or building a new property....
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First Home Super Saver Scheme
The First Home Super Saver Scheme is a Government incentive allowing first home buyers to withdraw additional Superannuation contributions to allow them to purchase a home. The rate of withdrawal var...
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Glossary
A balloon payment is common for car and equipment finance. It is a large payment due at the end of the loan term. People are usually happy with balloon payments because they are likely to trade-in...
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Help to Buy Scheme
The Help to Buy Scheme is a Labor Government incentive which allows first home buyers (or second home buyers without a current property) to purchase with only a 2% deposit. The Government will then f...
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Home Guarantee Scheme
This Government scheme is designed to assist first home buyers & single parents into purchasing a home with a 5% or 2% deposit respectively....
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How a Guarantor Mortgage Works
There is a lot of misunderstanding around how a Guarantor Mortgage works, however guarantor loans are being used more than ever. Approximately 33% of all first home buyers in Queensland use ...
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How an offset account works
Instead of earning interest on money in a savings account, it could be in your best interest to put your savings into an offset account. Here’s a simple example showing how an offset account works...
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Mortgage Broker Commission Rates
Mortgage Broker commission rates vary from lender-to-lender. As Mortgage Brokers essentially does the job of a banker, lenders are happy to pay a commission in exchange for a successful loan...
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How much deposit do I need to buy a house?
Use this article as a starting point to give you a good idea of how much deposit you'll need to buy a house in Australia - but always seek professional advice. The minimum deposit is 0% with a Gu...
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Purchasing Property under a Trust
Purchasing properties within Trusts comes with a number of benefits. This is also generally the way people are able to buy 10 or more properties due to the positive effects Trusts can have on afforda...
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