Complete Information on Getting a Loan

Send me an email at zak@bluefoxfinance.com.au or use our enquiry form. I’ll come back to you with what we need to get the process started. In most cases, we’ll need:...

Using a credit card with your home loan, when done correctly, can reduce the interest significantly over the 30 year period, whilst giving you a significant amount free reward points....

Cross collateralization is the process of using ...

The First Home Owners' Grant in QLD is a $30,000 lump sum payment paid to first home buyers' when purchasing a new property or building a new property....

The First Home Super Saver Scheme is a Government incentive allowing first home buyers to withdraw additional Superannuation contributions to allow them to purchase a home. The rate of withdrawal var...

A balloon payment is common for car and equipment finance.  It is a large payment due at the end of the loan term.  People are usually happy with balloon payments because they are likely to trade-in...

The Help to Buy Scheme is a Labor Government incentive which allows first home buyers (or second home buyers without a current property) to purchase with only a 2% deposit. The Government will then f...

This Government scheme is designed to assist first home buyers & single parents into purchasing a home with a 5% or 2% deposit respectively....

There is a lot of misunderstanding around how a Guarantor Mortgage works, however guarantor loans are being used more than ever. Approximately 33% of all first home buyers in Queensland use ...

Instead of earning interest on money in a savings account, it could be in your best interest to put your savings into an offset account.  Here’s a simple example showing how an offset account works...

Mortgage Broker commission rates vary from lender-to-lender. As Mortgage Brokers essentially does the job of a banker, lenders are happy to pay a commission in exchange for a successful loan...

Use this article as a starting point to give you a good idea of how much deposit you'll need to buy a house in Australia - but always seek professional advice. The minimum deposit is 0% with a Gu...

Purchasing properties within Trusts comes with a number of benefits. This is also generally the way people are able to buy 10 or more properties due to the positive effects Trusts can have on afforda...